Andrea Kenney - KELLER WILLIAMS REALTY / Metropolitan



Posted by Andrea Kenney on 1/11/2018

This Single-Family in Gilford, NH recently sold for $395,730. This Ranch style home was sold by Andrea Kenney - KELLER WILLIAMS REALTY / Metropolitan.


24 Rowe Farm Road Road, Gilford, NH 03249

Single-Family

$354,900
Price
$395,730
Sale Price

3
Bedrooms
6
Rooms
2
Baths
Gilford's newest area for a custom built home of your own design or one of ours. The home featured here was previously built and can be offered at this price. Accommodating builder can bring this home to your specifications. Many choices for finish details. Hardwood in Great Room, Kitchen & Dining - tile flooring in baths and laundry/mudroom. All stainless appliances, including refrigerator. This design also features vaulted Great Room, private Master Suite, mudroom from garage and kitchen breakfast bar. Pastoral setting for level lot on cul-de-sac street. Builder has list of accomplished subdivisions in Southern NH and Lakes Region. Experience and attention to detail matters and we bring it to you with great care. Selling price includes Lot cost of $89,900. Lot available for individual sale at MLS#4368794.






Categories: Sold Homes  


Posted by Andrea Kenney on 1/8/2018

Sellers who are eager to attract serious buyers and maximize the value of their home often utilize home staging as a way to leave a good impression.

Homes that are skillfully staged look better in photos online, creating more leads, showings, and ultimately, offers. Furthermore, prospective buyers want to be able to envision themselves living in a home. Staging makes it easier for them to understand what it would look like and how spacious it will feel once it has been furnished.

Home staging by the numbers

You donít, however, have to take my word for it. The National Association of Realtors (NAR) releases an annual report which collects and analyzes survey data from nearly 2,000 agents regarding their experience with home staging.

In their findings, they note that 62 percent of agents agree that staging a home lessens the time the property is for sale. Furthermore, 77 percent of agents said home staging makes it easier to visualize living in a home that would otherwise be empty.

Which rooms should be staged?

Staging an entire home takes an enormous amount of time and money. One way to simplify the process is to stage a select few rooms. In the NARís study, they asked agents which rooms they typically staged when selling a home. The results:

  • 83% Living Room

  • 76% Kitchen

  • 69% Master Bedroom

  • 66% Dining Room

  • 53% Bathroom

  • 31% Yard Space

  • 25% Childrenís Bedroom

  • 21% Guest Bedroom

From these results, we can ascertain that itís important to stage the main rooms of your home. Lesser used a multi-purpose rooms (like offices and guest rooms) arenít as important to stage.

Can staging your home increase the sale price?

Itís difficult to say with certainty if, and by how much, home staging affects the sale price of a home. However, if staging your home is successful at getting the attention at a greater number of prospective buyers, thereís a good chance youíll be able to go with the highest bidder.

When the NAR asked agents if staging increases the amount buyerís offer on a home, their responses were somewhat mixed.

  • 29% of respondents thought it increases the offer by one to five percent

  • 21% of respondents say it increases the offer by six to ten percent

  • 8% said it increases the offer from between eleven to twenty percent

  • 14% said it had no impact on the dollar value of the home

  • 27% were unsure if it had an impact on the dollar value

In general, it would seem that most agents feel that staging a home not only improves a buyerís opinion of a home, but also increases its sale value. If youíre planning on selling in the near future, staging at least part of your home could be something to consider to give your property a competitive edge.





Posted by Andrea Kenney on 1/1/2018

A home appraisal enables a seller to learn about the value of his or her house relative to the current housing market. As such, an appraisal represents an important opportunity, particularly for a seller who wants to maximize the profits from his or her home sale.

Ultimately, it helps to plan ahead for a home appraisal. If you prepare for an appraisal, you can use the appraisal results to achieve your home selling goals in no time at all.

Let's take a look at three tips to help you get ready to perform a home appraisal.

1. Learn About Your Home's Strengths and Weaknesses

What you initially paid for your house is unlikely to match the current value of your residence. Fortunately, if you understand your house's strengths and weaknesses, you can prioritize home improvements and complete these upgrades. As a result, you may be able to boost your chances of receiving a favorable property valuation during a home appraisal.

Also, it may be beneficial to conduct a home inspection before you schedule an appraisal. That way, you can use the inspection results to determine which areas of your house need to be upgraded.

2. Assess the Housing Market

The present real estate sector will impact the valuation of your house. To establish realistic expectations for a home appraisal, it often helps to analyze the current housing market.

If homes are selling quickly, this likely indicates that a seller's market is in place. This market favors sellers and may enable you to receive plenty of offers if you establish a competitive price for your home.

Comparatively, if homes linger on the real estate market for many days, weeks or months, a buyer's market may be in place. In this market, you may need to set an aggressive price to help your residence stand out to potential buyers.

3. Consult with a Real Estate Agent

A home appraisal is an important part of the home selling journey. And if you collaborate with a real estate agent, you can work with a home selling expert who can help you maximize your property valuation during an appraisal.

With a real estate agent at your side, you can receive comprehensive support throughout the home selling journey. A real estate agent can put you in touch with the top home appraisers in your city or town. Furthermore, a real estate agent can help you determine how to price your house to ensure you can stir up significant interest in your residence.

A real estate agent also is happy to help you review any offers on your home. If you're unsure about whether to accept, reject or counter a homebuying proposal, a real estate agent can help you weigh the pros and cons of each option.

Ready to conduct a home appraisal? Use the aforementioned tips, and you can perform a home appraisal before you add your residence to the housing market.




Categories: Uncategorized  


Posted by Andrea Kenney on 12/25/2017

Your credit score is a 3 digit number that can have a huge impact on many things that you hope to accomplish in your life. One of the biggest reasons that you need a good credit score is for buying a home. As many people rely on credit cards to fund their expenses, they consequently end up in debt. This doesnít have a favorable impact on credit scores. Yet, itís so important to maintain good credit.  


Why The Score Is Important


A credit score is one of the most crucial factors in determining if you can qualify for a mortgage. It is an overall gauge for lenders to understand how financially responsible you are. The higher your credit score, the less risk you carry in the eyes of lenders. 


What Affects A Credit Score?


Your credit score is calculated based on information that is found on your credit report. There are five different things that affect your credit score, each with a slightly different impact:


  • Payment history
  • Debt-to-credit utilization
  • Length of credit history
  • Credit mix
  • New credit


Whatís A Good Score?


Absolutely flawless credit is 850. Donít worry if youíre not in that category. Only about 1/2 of one percent of consumers actually have a score this high. Once your score reaches 740 and above, youíre able to qualify for the best in mortgage rates. Even if your score is in the low 700ís, you still should be able to qualify for a good interest rate. For a conventional loan, many lenders look for a credit score of 620 and above. Being in the high 600s will help you to avoid the need for additional paperwork. Youíll also get a decent interest rate with this score. 


What If You Donít Have Credit History?


Ideally, you would have opened some type of a credit card by the time you reached the age of 20. This would help to establish credit. If you donít have any type of credit history, thereís still a few ways that you can qualify for a mortgage. In these cases, lenders will often use alternative sources in order to determine the reliability of a party theyíre lending to. Your car payment history doesnít show up on your credit report, but a good track record helps lenders to see that youíre dependable and a responsible credit user. 


What About Bad Credit?


From missed payments to errors on your credit report, there could always be some problems with a credit score. The good news is that bad credit can be fixed. There are even loan programs designed to help people with less than perfect credit scores. Generally FHA (Federal Housing Administration) loans and VA loans allow for low down payments and have lenient credit score requirement. 


Fixing Your Credit Score Is Fixing Your Habits


In order to repair your credit score, youíre going to need to fix the bad financial habits that got you into the situation in the first place. This means making on-time payments, spending less, and avoiding opening up any new accounts. Pay down your existing debt and try to make a fresh start form there. Also, be sure that you obtain a free copy of your credit report each year to keep on top of any errors that might be present on the report.





Posted by Andrea Kenney on 12/18/2017

In the U.S. twenty pounds of food per person is wasted each month. Thatís a lot of food. And when youíre trying to save money and stick to a budget that number can be disheartening. No one wants to throw their hard earned money away in the trash. Below are a few ways you can prevent food waste each week and save money in the process! Be prepared - Planning out meals ahead of time is key to avoid food waste. It not only helps prevent last-minute impulse purchases but it also helps you save money each time you take a trip. When you buy only what you need each item you purchase is guaranteed to be used up and avoid the trash bin. Take meal planning an extra step by choosing recipes that call for similar ingredients so you can buy in bulk and save. You can also create a list of go-to meals and their ingredients to have on hand for busy nights when you donít have time to plan ahead. Include slots in your meal plan for leftovers throughout the week to make sure they are eaten before going to waste. In the store - Buy only what you need by including the amounts of each ingredient your recipes call for on your shopping list. If possible buy loose produce and from bulk bins to ensure you are only taking home what you really need. Buying in bulk is tempting and can seem like you are saving money, however, if you donít use all of it up you are actually wasting money. Frozen veggies and fruits are a great option for those who never seem to be able to cook fresh produce before they start to go bad. Fill your cart with less and make more frequent trips to guarantee you only buy what you will truly need and use throughout the week. Before the store - Use up what is sitting in your cupboards and fridge before shopping. Look for recipes that include what you already have on hand and add them to your meal plan. Another great habit is to go through your pantry and take note of what needs to be tossed. By taking note of what ends up in the trash you will know when to buy smaller portions or to keep an item off your list. Be smart about use by and sell by dates before tossing something into the trash. Usually, these dates are a loose guideline that the manufacturer has decided upon. Do you research on best by and sell by dates to decide how long an item is really good for. During the week - Freeze portions of items you donít use all at once of and canít find in smaller portions. Make the most out of leftovers by having a weekly buffet night or using your creativity and repurposing them into a new meal. Fruit and vegetables that are on their way out can be frozen to be used for smoothies and juices or tossed into casseroles and soups. Practice smart fridge and freezer storage, drawers and shelves are labeled with their intended purpose for a reason! Preparing foods ahead of time for cooking and snacking will make them easier to reach for and more likely to move off of your fridge shelf before going bad. Keeping your fridge organized will also be more likely to be eaten. After all, out of sight out of mind and if something is pushed to the back it is more likely to be forgotten. Food waste is a big problem in our culture but it doesnít have to be in your household. With some planning and organization, you can significantly cut back on how much food you throw away and save yourself money in the process. Happy saving!




Categories: Uncategorized  




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