Andrea Kenney - KELLER WILLIAMS REALTY / Metropolitan



Posted by Andrea Kenney on 8/28/2017

Are you ready to buy your first home? Although you may conduct plenty of research, know your budget and understand what you want to find in your first residence. Problems may arise along the way that could force you to rethink your homebuying plans. So what does it take to ensure your first home purchase will be a successful one? Here are three lessons that every first-time homebuyer needs to know: 1. Purchase a home only when you're comfortable with your decision. Let's face it – buying a home can be stressful, regardless of whether you're a first-time homebuyer or have purchased multiple residences in the past. As a result, stress can be problematic, and it ultimately may lead you to buy a home before you're ready to do so. In a stressful homebuying situation, be sure to take a step back and explore all of the options at your disposal. By doing so, you can minimize the risk of committing to buy a home in the heat of the moment. When in doubt, don't be afraid to consult with family members, friends and, of course, your real estate agent. A strong support system can make a world of difference for a first-time homebuyer, and it might even help you eliminate stress throughout the homebuying process. 2. Put aside money for home improvements. Budgeting for a home can be tricky. Ideally, you'll want to be able to put at least a few thousand dollars down on your purchase. You'll also want to ensure that you're in great shape financially to handle your mortgage payments. At the same time, you should try to put money aside for potential home improvements. Although you've conducted an extensive home inspection, there are no guarantees that your home will maintain its quality for an extended period of time. As such, having a "rainy day fund" will ensure you're ready to handle numerous home improvement projects down the line. Adding money to your rainy day fund each month can deliver long-lasting benefits. This will allow you to be ready for any home improvement issues that may arise, along with avoiding the anxiety commonly associated with finding the finances to afford home repairs. 3. Understand the ups and downs of the real estate market. What you pay for your home today may not be what it's worth tomorrow. In fact, the real estate market fluctuates frequently, so you'll want to understand that your house's value will change in the years following your purchase. In many cases, the value of your home will rise over the years. But in some situations, it may fall. Remember, buying a home is a major decision and is not without risk. Even though you might expect your home's value to skyrocket, you'll still need to take care of your house. Maintaining your residence will boost your chances of increasing its value, regardless of the real estate market. However, you need to be aware that a buyer's market can change into a seller's one at a moment's notice, so there is always a chance that your house's value will go up and down periodically. Be a prepared homebuyer, and you can minimize problems as you explore the real estate market for your first residence. Thus, you'll be better equipped to find a house that fulfills your needs and will serve you well for years to come.





Posted by Andrea Kenney on 8/26/2017

This Condo in Bedford, NH recently sold for $469,900. This Ranch style home was sold by Andrea Kenney - KELLER WILLIAMS REALTY / Metropolitan.


99-1 Pulpit Road, Bedford, NH 03110

Condo

$469,900
Price
$469,900
Sale Price

2
Bedrooms
4
Rooms
2
Baths
The Jewel design name defines the luxury, comfort & superior finish planned for this 5-unit detached condo. Master suite of this Ranch style home offers a spacious private bath & walk-in closet. A second bedroom suite has its own full bath, and there's an office/study, & first floor laundry. Hardwood floors in open concept living, dining, kitchen foyer; Tile baths & carpeted bedrooms. All units with have security systems, fire suppression systems, central vacuum, and self-start, stand-alone generators. Homes are designed with maintenance-free exteriors, landscaped and carry protective covenants & by-laws. The expert craftsmanship of K.R.D. Builders will complete the units with an abundance of individual finish to stand by the "build with pride" mission of this experienced builder. Exterior is up, ready for selections and move in this summer or fall!






Tags: Real EState   Bedford   03110   Condo  
Categories: Sold Homes  


Posted by Andrea Kenney on 8/21/2017

For the generation that grew up at the height of the subprime mortgage crisis, buying a home is a scary concept. Many young people in the 18-34 age range are dealing with high rent, a poor job market, unpaid internships, and student loans the size of a home loan. Yet, others are finding their footing and realizing that owning a home is advantageous in the long run. If you're thinking of delving into the world of home ownership for the first time here's a crash course in Home Buying 101.

Figure out your finances

You should be an expert at you and your significant other's personal finances if you are thinking about buying a home. The first thing to look at is your income and expenditures. Put the following information in a spreadsheet:
  • Total monthly income
  • Total monthly expenditures (bills, gas, food, etc.)
  • Total monthly savings
  • Total savings and assets
  • Credit and FICO score (request both of these online)
When crunching these numbers you should (hopefully) find that your income is higher than your expenditures and your savings should account for most of the difference. If your savings is lower than it should be, you either missed something on the expenditures list or you are spending more than you should be if you want to buy a home. Down Payments Down payments on a home, post-financial crisis, range from anywhere between 0-25 percent of the price of the home, 20 being the median. A down payment ideally shouldn't break your savings in case you have any unforeseen expenses once you buy your home. Moving is time-consuming and can be pricey, so you'll need to account for this in your finances.

Lock Down Your Financing

There are several types of mortgages that you'll need to choose from, and you'll want to learn about fixed and adjustable mortgage rates. This information should be informed by your long-term plans. Are you looking for your first home or your forever home? If you don't plan on fully paying off the home you might look for a low, adjustable rate while you earn money. But if you want to stay in your home until it's paid off, a fixed rate might be better for you.

Finding and buying your home

Once you've determined your price range, start thinking about things like location and the kind of home you can afford. If you're handy with tools and have the time, it might be in your best interest to buy a home than needs some work at a lower cost. If you'd rather put in more hours at work, go with the home that needs less work and save money that way. Depending on whether or not you're in a buyer's market or a seller's market, the ball can be in your court or the seller's. In a seller's market, which is more likely today in many parts of the country, the seller will have more leverage in negotiations, including closing dates and move-out dates. Due to high competition, you should also be prepared to miss out on some offers. But be patient, and you should find the home you're looking for.  





Posted by Andrea Kenney on 8/20/2017

This Single-Family in Bedford, NH recently sold for $743,638. This Colonial style home was sold by Andrea Kenney - KELLER WILLIAMS REALTY / Metropolitan.


Lot 43 Pulpit Road, Bedford, NH 03110

Single-Family

$845,000
Price
$743,638
Sale Price

4
Bedrooms
8
Rooms
3/1
Full/Half Baths
Call it Country Charm! Loaded with style and custom finish, this Colonial design offers a first or second floor master suites making it versatile for any lifestyle. Energy Star windows, Hardi-plank exterior and much custom interior finish. A 3-Season Porch offers added living space and price includes: hardwood and tile flooring, gas fireplace, central air conditioning and a $35,000 kitchen allowance. Security system, irrigation, generous finish allowances. Start dreaming and tell us your ideas to bring this design to life just for you. We promise exceptional quality and the workmanship that comes only with a "Built with Pride by Kenneth R. Dionne" home! You can rely on a solid reputation in fine construction that has held the highest standard for more than 20 years.






Categories: Sold Homes  


Posted by Andrea Kenney on 8/20/2017

This Land in Bedford, NH recently sold for $160,900. This style home was sold by Andrea Kenney - KELLER WILLIAMS REALTY / Metropolitan.


17-4-50 Sprague Mill Road, Bedford, NH 03110

Land

$160,900
Price
$160,900
Sale Price

The Preserve at West Bedford is the newest and the last subdivision of its kind for the Bedford community as a residential open space subdivision. Comprised of farm land and mature wooded areas, the area is framed by original stonewalls and adjacent to the Pulpit Rock Conservation Area. In keeping with historic New England charm, the sites have been kept in as natural state as possible. Lots are available for individual purchase or may be included in a construction to permanent financing program for a custom home. 18 lots are readily available but the area will support 90 architecturally pleasing & traditional homes. Lots range in size from 1+ to 4+ Acres, many with views or wooded vistas. An ideal commuter location just minutes to Routes 101/114 Intersection for travel N-S on I93 or Route 3; E-W on Route 101. Easy access to shopping/services. Bedford H.S. is in Top 5 in NH. Seller/Broker interest is disclosed. SELLER to pay Current Use Tax with acceptable offer terms.






Tags: Real EState   Bedford   03110   Land  
Categories: Sold Homes  




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